/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--uky1dwj-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--uky1dwj-ink, #111); background: var(--uky1dwj-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--uky1dwj-font-display, var(--uky1dwj-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--uky1dwj-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --uky1dwj-primary: #A85A2E;
  --uky1dwj-secondary: #7E4220;
  --uky1dwj-accent: #2F6B4F;
  --uky1dwj-ink: #16150F;
  --uky1dwj-slate: #5C5849;
  --uky1dwj-mist: #E5DDCE;
  --uky1dwj-border: #D8D2C6;
  --uky1dwj-surface: #EFEAE1;
  --uky1dwj-bg: #F7F4EE;
  --uky1dwj-text: #16150F;
  --uky1dwj-font: 'Segoe UI', Candara, 'Gill Sans', 'Trebuchet MS', sans-serif;
  --uky1dwj-font-display: 'Optima', 'Segoe UI', Candara, 'Gill Sans', 'Gill Sans MT', sans-serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-uky1dwj-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--uky1dwj-border, #e5e7eb); background: var(--uky1dwj-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-uky1dwj-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-uky1dwj-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-uky1dwj-ui="cookie-banner"] a { text-decoration: underline; }
[data-uky1dwj-cs-action], [data-uky1dwj-ag-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--uky1dwj-border, #d1d5db); background: transparent; color: var(--uky1dwj-ink, #111); }
[data-uky1dwj-cs-action="accept-all"], [data-uky1dwj-cs-action="save"], [data-uky1dwj-ag-action="confirm"] { background: var(--uky1dwj-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-uky1dwj-cs-action="reject-all"] { background: var(--uky1dwj-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-uky1dwj-cs-panel] { margin-top: 1rem; border: 1px solid var(--uky1dwj-border, #e5e7eb); background: var(--uky1dwj-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-uky1dwj-cs-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-uky1dwj-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-uky1dwj-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-uky1dwj-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--uky1dwj-surface, #1a1a2e); color: var(--uky1dwj-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-uky1dwj-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-uky1dwj-ag-action] { padding: .75rem 1.5rem; }

/* sections */
/* uky1dwj:header */
/* uky1dwj:header */
#header{position:sticky;top:0;z-index:60;background:var(--uky1dwj-bg);border-bottom:1px solid var(--uky1dwj-border);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;transition:box-shadow 120ms linear}
#header.is-scrolled{box-shadow:0 2px 10px rgba(22,21,15,.07)}
.header-rail{position:relative;max-width:72rem;margin:0 auto;padding:.7rem clamp(1rem,4vw,3rem);display:flex;align-items:center;gap:clamp(1rem,3vw,2.5rem)}
.wordmark{font-family:Optima,'Segoe UI',Candara,'Gill Sans',sans-serif;font-size:1.3rem;font-weight:600;letter-spacing:-.015em;color:var(--uky1dwj-ink);text-decoration:none;margin-right:auto}
.wordmark:hover{color:var(--uky1dwj-primary)}
.primary-nav{display:flex;align-items:center;gap:clamp(1rem,2vw,1.75rem)}
.nav-list{display:flex;flex-wrap:wrap;list-style:none;margin:0;padding:0;gap:clamp(.9rem,1.8vw,1.6rem)}
.nav-list a{display:inline-block;color:var(--uky1dwj-slate);font-size:.875rem;text-decoration:none;padding:.55rem 0;border-bottom:1px solid transparent}
.nav-list a:hover{color:var(--uky1dwj-ink);border-bottom-color:var(--uky1dwj-primary)}
.quote-button{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:.6rem 1.15rem;background:var(--uky1dwj-primary);color:var(--uky1dwj-bg);border:1px solid var(--uky1dwj-primary);font-size:.875rem;font-weight:600;letter-spacing:.01em;text-decoration:none;white-space:nowrap}
.quote-button:hover{background:var(--uky1dwj-secondary);border-color:var(--uky1dwj-secondary)}
.menu-toggle{display:none;min-height:44px;padding:.5rem .9rem;background:var(--uky1dwj-surface);color:var(--uky1dwj-ink);border:1px solid var(--uky1dwj-border);font:inherit;font-size:.875rem;cursor:pointer}
#header a:focus-visible,#header button:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:2px}
#header ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media (max-width:900px){
.header-rail{flex-wrap:wrap}
.menu-toggle{display:inline-flex;align-items:center;order:3;margin-left:auto}
.primary-nav{order:4;flex-basis:100%;flex-direction:column;align-items:stretch;gap:.5rem;padding-top:.5rem}
.primary-nav[hidden]{display:none}
.nav-list{flex-direction:column;gap:0;border-top:1px solid var(--uky1dwj-border)}
.nav-list a{display:block;padding:.75rem 0;border-bottom:1px solid var(--uky1dwj-border)}
.quote-button{width:100%}
}
@media (prefers-reduced-motion:reduce){#header{transition:none}}
/* uky1dwj:footer */
/* uky1dwj:footer */
#footer{background:var(--uky1dwj-ink);color:var(--uky1dwj-bg);border-top:1px solid var(--uky1dwj-primary);padding:clamp(2.5rem,6vw,4.5rem) clamp(1rem,4vw,3rem) 1.5rem}
#footer .footer-inner{max-width:72rem;margin:0 auto}
#footer .footer-grid{display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:clamp(1.5rem,4vw,3rem)}
#footer .footer-heading{margin:0 0 1rem;font-size:.75rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--uky1dwj-mist)}
#footer .footer-list,#footer .footer-policy{list-style:none;margin:0;padding:0}
#footer .footer-list a,#footer .footer-policy a{color:var(--uky1dwj-bg);text-decoration:none;border-bottom:1px solid transparent;transition:border-color 120ms ease}
#footer .footer-list a{display:inline-block;padding:.45rem 0;min-height:44px;line-height:1.4}
#footer .footer-list a:hover,#footer .footer-policy a:hover{border-bottom-color:var(--uky1dwj-primary)}
#footer a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:3px}
#footer .footer-address{font-style:normal;line-height:1.7;color:var(--uky1dwj-mist);margin:0 0 .5rem}
#footer .footer-list-contact{margin-top:.25rem}
#footer .footer-tel{font-variant-numeric:tabular-nums;letter-spacing:.01em}
#footer .footer-meta{margin:.75rem 0 0;font-size:.8rem;line-height:1.6;color:var(--uky1dwj-mist);font-variant-numeric:tabular-nums;max-width:34ch}
#footer .footer-note{margin:0 0 .85rem;font-size:.875rem;line-height:1.65;color:var(--uky1dwj-mist);max-width:38ch}
#footer .footer-policy{display:flex;flex-wrap:wrap;gap:.35rem 1.25rem;margin-top:.5rem;font-size:.875rem}
#footer .footer-base{display:flex;flex-wrap:wrap;justify-content:space-between;gap:.5rem 1.5rem;margin-top:2.5rem;padding-top:1.25rem;border-top:1px solid var(--uky1dwj-slate);font-size:.8rem;color:var(--uky1dwj-mist)}
#footer .footer-base p{margin:0}
#footer ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
@media (max-width:768px){#footer .footer-grid{grid-template-columns:1fr}}
@media (max-width:640px){#footer .footer-base{flex-direction:column}}
@media (prefers-reduced-motion:reduce){#footer a{transition:none}}
/* uky1dwj:hero */
/* uky1dwj:hero */
#hero{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans',sans-serif;padding:2rem clamp(1rem,4vw,3rem) 4rem}
#hero .hero-grid{max-width:72rem;margin:auto;display:grid;grid-template-columns:5fr 7fr;gap:2rem;align-items:start}
#hero .kick{margin:0 0 1rem;padding-top:.7rem;border-top:1px solid var(--uky1dwj-ink);font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;color:var(--uky1dwj-secondary)}
#hero h1{margin:0 0 .9rem;font-family:Optima,'Gill Sans',sans-serif;font-size:clamp(1.9rem,3.6vw,3rem);line-height:1.05;letter-spacing:-.02em;text-wrap:balance}
#hero .lede{margin:0 0 1.4rem;color:var(--uky1dwj-slate);line-height:1.55}
#hero form{display:grid;gap:.8rem;padding-top:1.1rem;border-top:1px solid var(--uky1dwj-border)}
#hero label{font-size:.76rem;text-transform:uppercase;letter-spacing:.05em;color:var(--uky1dwj-slate)}
#hero input{width:100%;padding:.7rem;font:inherit;background:var(--uky1dwj-surface);color:var(--uky1dwj-text);border:1px solid var(--uky1dwj-border);border-radius:2px}
#hero ::placeholder{color:var(--uky1dwj-slate)}
#hero :focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:1px}
#hero .form-submit{min-height:44px;padding:.8rem 1rem;font:inherit;font-weight:600;border-radius:2px;cursor:pointer;background:var(--uky1dwj-primary);color:var(--uky1dwj-bg);border:1px solid var(--uky1dwj-primary)}
#hero .form-submit:hover{background:var(--uky1dwj-secondary);border-color:var(--uky1dwj-secondary)}
#hero .ledger{padding-top:.7rem;border-top:1px solid var(--uky1dwj-ink)}
#hero h2{margin:0;font-size:1.05rem}
#hero .ledger-head{display:flex;flex-wrap:wrap;gap:.7rem;justify-content:space-between;align-items:center;margin-bottom:.7rem}
#hero .currency-toggle{display:flex}
#hero .currency-btn{min-height:36px;padding:.3rem .7rem;font:inherit;font-size:.78rem;background:none;color:var(--uky1dwj-ink);border:1px solid var(--uky1dwj-ink);border-radius:2px;cursor:pointer}
#hero .currency-btn+.currency-btn{border-left:0}
#hero .currency-btn.is-active{background:var(--uky1dwj-ink);color:var(--uky1dwj-bg)}
#hero .table-wrap{overflow-x:auto}
#hero table{width:100%;min-width:33rem;border-collapse:collapse;font-size:.84rem;font-variant-numeric:tabular-nums}
#hero caption{text-align:left;padding-bottom:.6rem;font-size:.75rem;line-height:1.5;color:var(--uky1dwj-slate)}
#hero th,#hero td{padding:.5rem .4rem;text-align:right;border-top:1px solid var(--uky1dwj-border);white-space:nowrap}
#hero th:first-child,#hero td:first-child{text-align:left}
#hero thead th{font-size:.7rem;text-transform:uppercase;letter-spacing:.06em;color:var(--uky1dwj-slate);border-top:1px solid var(--uky1dwj-ink)}
#hero tbody tr:hover{background:var(--uky1dwj-surface)}
#hero tr.total>*{border-top:1px solid var(--uky1dwj-ink);font-weight:600}
#hero .net{color:var(--uky1dwj-accent);font-weight:600}
#hero .note{margin:.8rem 0 0;font-size:.75rem;line-height:1.5;color:var(--uky1dwj-slate)}
@media(max-width:1023px){#hero .hero-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){#hero *{transition:none!important}}
#hero ::selection{background:var(--uky1dwj-mist)}
/* uky1dwj:yield */
/* uky1dwj:yield */
#yield{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,sans-serif}
.yield__inner{max-width:72rem;margin:auto;padding:clamp(2.5rem,6vw,4.5rem) clamp(1rem,4vw,3rem)}
.yield__rule{display:flex;gap:.7rem;margin:0 0 2rem;padding-top:.6rem;border-top:2px solid var(--uky1dwj-ink);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--uky1dwj-slate)}
.yield__num{color:var(--uky1dwj-primary)}
.yield__grid{display:grid;gap:2.5rem;padding-bottom:2rem;border-bottom:1px solid var(--uky1dwj-border)}
.yield__title{margin:0 0 .6rem;font-size:clamp(1.5rem,3vw,2.25rem);line-height:1.15;letter-spacing:-.02em;text-wrap:balance}
.yield__lead{margin:0 0 1.5rem;max-width:46ch;color:var(--uky1dwj-slate)}
.yield__field{margin-bottom:1.1rem}
.yield__field label{display:block;margin-bottom:.4rem;font-size:.78rem;text-transform:uppercase;color:var(--uky1dwj-slate)}
.yield__field input,.yield__field select,.yield__value{width:100%;min-height:44px;padding:.5rem;border:1px solid var(--uky1dwj-border);border-radius:0;background:var(--uky1dwj-surface);color:var(--uky1dwj-text);font:inherit}
.yield__field input[type=range]{accent-color:var(--uky1dwj-primary)}
.yield__value,.yield__row dd{display:block;font-family:ui-monospace,Menlo,monospace;font-variant-numeric:tabular-nums}
.yield__cta{display:inline-block;padding:.75rem 1.1rem;border:1px solid var(--uky1dwj-ink);color:var(--uky1dwj-ink);font-weight:600;text-decoration:none}
.yield__cta:hover,.yield__cta:focus-visible{background:var(--uky1dwj-ink);color:var(--uky1dwj-bg)}
#yield :focus-visible{outline:2px solid var(--uky1dwj-primary)}
.yield__results{margin:0;border-top:1px solid var(--uky1dwj-ink)}
.yield__row{display:flex;justify-content:space-between;gap:1rem;padding:.8rem 0;border-bottom:1px solid var(--uky1dwj-border)}
.yield__row dt{color:var(--uky1dwj-slate)}
.yield__row dd{margin:0;text-align:right}
.yield__row--net{border-bottom:2px solid var(--uky1dwj-ink)}
.yield__row--net dd{color:var(--uky1dwj-accent);font-weight:700;font-size:1.2rem}
.yield__note{margin:1.25rem 0 0;font-size:.8rem;color:var(--uky1dwj-slate)}
#yield ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
@media(min-width:768px){.yield__grid{grid-template-columns:1.1fr 1fr}}
@media(prefers-reduced-motion:reduce){#yield *{transition:none!important}}
/* uky1dwj:compare */
/* uky1dwj:compare */
.compare{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);border-top:1px solid var(--uky1dwj-border)}
.compare ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
.compare__inner{max-width:72rem;margin:0 auto}
.compare__rule{border-bottom:1px solid var(--uky1dwj-ink);padding-bottom:.5rem;margin:0 0 1.5rem}
.compare__num{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-secondary)}
.compare__title{font-family:Optima,'Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.12;letter-spacing:-.015em;text-wrap:balance;margin:0 0 .75rem}
.compare__lead{max-width:62ch;margin:0 0 2rem;color:var(--uky1dwj-slate);line-height:1.6}
.compare__wrap{overflow-x:auto;border-top:1px solid var(--uky1dwj-ink);border-bottom:1px solid var(--uky1dwj-ink)}
.compare__wrap:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:3px}
.compare__table{width:100%;min-width:34rem;border-collapse:collapse;font-variant-numeric:tabular-nums}
.compare__caption{text-align:left;padding:.75rem 0;font-size:.8125rem;color:var(--uky1dwj-slate)}
.compare__table th,.compare__table td{padding:.7rem .9rem;border-bottom:1px solid var(--uky1dwj-border);text-align:left;font-size:.9375rem}
.compare__table thead th{font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--uky1dwj-slate);border-bottom:1px solid var(--uky1dwj-ink)}
.compare__table tbody th{font-weight:400}
.compare__table tbody tr{transition:background 120ms linear}
.compare__table tbody tr:hover{background:var(--uky1dwj-surface)}
.compare__table tbody tr:hover th:first-child{box-shadow:inset 2px 0 0 var(--uky1dwj-primary)}
.num{text-align:right;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace}
.compare__total th,.compare__total td{font-weight:700;background:var(--uky1dwj-surface);border-top:1px solid var(--uky1dwj-ink);border-bottom:none}
.compare__total td:last-child{color:var(--uky1dwj-accent)}
.compare__note{margin:1rem 0 0;font-size:.8125rem;color:var(--uky1dwj-slate);max-width:70ch;line-height:1.6}
.compare__links{margin:2rem 0 0;padding-top:1.25rem;border-top:1px solid var(--uky1dwj-border);display:flex;flex-wrap:wrap;gap:.5rem 1.5rem}
.compare__links a{color:var(--uky1dwj-secondary);text-decoration:underline;text-underline-offset:3px;min-height:44px;display:inline-flex;align-items:center}
.compare__links a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:3px}
@media (max-width:640px){.compare__table tbody th,.compare__table thead th:first-child{position:sticky;left:0;background:var(--uky1dwj-bg)}
.compare__table thead th:first-child{z-index:2}}
@media (prefers-reduced-motion:reduce){.compare__table tbody tr{transition:none}}
/* uky1dwj:fees */
/* uky1dwj:fees */
.fees{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(2.5rem,6vw,4.5rem) 0;border-top:1px solid var(--uky1dwj-ink)}
.fees-inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem)}
.fees-rule{display:flex;gap:.55rem;align-items:baseline;margin:0 0 1.5rem;padding-bottom:.75rem;border-bottom:1px solid var(--uky1dwj-border);font-size:.75rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-slate)}
.fees-num{color:var(--uky1dwj-primary);font-variant-numeric:tabular-nums}
.fees-title{font-family:Optima,'Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.25rem);line-height:1.15;letter-spacing:-.015em;text-wrap:balance;margin:0 0 .75rem;max-width:30ch}
.fees-lead{margin:0 0 1.75rem;max-width:62ch;color:var(--uky1dwj-slate);line-height:1.6}
.fees-toggle{display:flex;gap:.5rem;margin-bottom:1rem}
.fees-toggle-btn{min-height:44px;min-width:66px;padding:.5rem 1rem;font:inherit;font-size:.8125rem;font-weight:700;letter-spacing:.08em;color:var(--uky1dwj-ink);background:var(--uky1dwj-surface);border:1px solid var(--uky1dwj-border);border-radius:2px;cursor:pointer}
.fees-toggle-btn[aria-pressed="true"]{background:var(--uky1dwj-primary);border-color:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
.fees-toggle-btn:hover{border-color:var(--uky1dwj-ink)}
.fees-toggle-btn:focus-visible,.fees-cta:focus-visible,.fees-link:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px}
.fees-scroll{overflow-x:auto}
.fees-table{width:100%;min-width:620px;border-collapse:collapse;font-size:.9375rem}
.fees-caption{caption-side:top;text-align:left;font-size:.8125rem;line-height:1.55;color:var(--uky1dwj-slate);padding-bottom:.85rem;max-width:58ch}
.fees-table th,.fees-table td{padding:.7rem .6rem;border-bottom:1px solid var(--uky1dwj-border);text-align:left;vertical-align:top}
.fees-table thead th{font-size:.6875rem;letter-spacing:.1em;text-transform:uppercase;color:var(--uky1dwj-slate);border-bottom:1px solid var(--uky1dwj-ink);white-space:nowrap}
.fees-table tbody th{font-weight:600}
.fees-table .num{text-align:right;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums;white-space:nowrap}
.fees-table tbody tr:hover{background:var(--uky1dwj-surface);box-shadow:inset 2px 0 0 var(--uky1dwj-primary)}
.fees[data-currency="uah"] [data-cur="usd"],.fees[data-currency="usd"] [data-cur="uah"]{display:none}
.fees-notes{list-style:none;margin:2rem 0 0;padding:0;display:grid;gap:1.5rem;grid-template-columns:repeat(3,1fr)}
.fees-notes li{border-top:1px solid var(--uky1dwj-border);padding-top:.9rem}
.fees-notes h3{margin:0 0 .45rem;font-size:.75rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--uky1dwj-primary)}
.fees-notes p{margin:0;font-size:.875rem;line-height:1.6;color:var(--uky1dwj-slate)}
.fees-foot{display:flex;flex-wrap:wrap;gap:1rem 2rem;align-items:center;justify-content:space-between;margin-top:2.25rem;padding-top:1.25rem;border-top:1px solid var(--uky1dwj-ink)}
.fees-disclaimer{margin:0;font-size:.75rem;line-height:1.6;color:var(--uky1dwj-slate);max-width:58ch}
.fees-actions{display:flex;flex-wrap:wrap;gap:1rem 1.25rem;align-items:center;margin:0}
.fees-link{color:var(--uky1dwj-accent);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.fees-cta{display:inline-block;min-height:44px;padding:.75rem 1.25rem;line-height:1.3;font-weight:700;text-decoration:none;color:var(--uky1dwj-bg);background:var(--uky1dwj-primary);border:1px solid var(--uky1dwj-primary);border-radius:2px}
.fees-cta:hover{background:var(--uky1dwj-secondary);border-color:var(--uky1dwj-secondary)}
.fees ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
@media (max-width:768px){.fees-notes{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.fees-table tbody tr{transition:none}}
/* uky1dwj:operate */
/* uky1dwj:operate */
#operate{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);border-top:1px solid var(--uky1dwj-border)}
#operate .operate__inner{max-width:72rem;margin:0 auto}
#operate .operate__rule{margin:0 0 1.25rem;padding-top:.75rem;border-top:2px solid var(--uky1dwj-ink);font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;font-weight:600;color:var(--uky1dwj-secondary)}
#operate h2{margin:0 0 .75rem;font-size:clamp(1.5rem,3vw,2.5rem);font-weight:600;line-height:1.1;letter-spacing:-.02em;text-wrap:balance}
#operate .operate__lead{margin:0 0 clamp(1.5rem,4vw,3rem);max-width:56ch;line-height:1.65;color:var(--uky1dwj-slate)}
#operate h3{margin:0 0 .5rem;font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;color:var(--uky1dwj-secondary)}
#operate .operate__grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(1.5rem,4vw,3rem);border-top:1px solid var(--uky1dwj-border);padding-top:1.5rem}
#operate .steps{list-style:none;margin:0;padding:0;counter-reset:step}
#operate .steps li{counter-increment:step;display:grid;grid-template-columns:2.25rem 1fr;gap:.75rem;padding:.9rem .5rem .9rem 0;border-bottom:1px solid var(--uky1dwj-border);transition:background 120ms ease}
#operate .steps li:hover{background:var(--uky1dwj-surface)}
#operate .steps li::before{content:counter(step,decimal-leading-zero);font-family:ui-monospace,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums;font-weight:600;font-size:.85rem;color:var(--uky1dwj-primary);padding-top:.15rem}
#operate .steps strong{display:block;font-weight:600;line-height:1.35}
#operate .steps span{display:block;margin-top:.2rem;font-size:.9rem;line-height:1.55;color:var(--uky1dwj-slate)}
#operate .operate__excl{margin-top:clamp(1.5rem,4vw,3rem);border-top:2px solid var(--uky1dwj-ink);padding-top:1.5rem}
#operate .operate__excl ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:.85rem 2rem}
#operate .operate__excl li{position:relative;padding-left:1.25rem;font-size:.95rem;line-height:1.6;color:var(--uky1dwj-slate)}
#operate .operate__excl li::before{content:"";position:absolute;left:0;top:.75em;width:8px;height:1px;background:var(--uky1dwj-accent)}
#operate :focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px}
#operate ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media (max-width:768px){#operate .operate__grid{grid-template-columns:1fr}#operate .operate__excl ul{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){#operate .steps li{transition:none}}
/* uky1dwj:action-log */
/* uky1dwj:action-log */
#action-log{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);}
#action-log .action-log__inner{max-width:72rem;margin:0 auto;}
#action-log .ledger-rule{margin:0;padding-bottom:.75rem;border-bottom:1px solid var(--uky1dwj-ink);font-size:.8125rem;letter-spacing:.16em;text-transform:uppercase;color:var(--uky1dwj-slate);}
#action-log .action-log__head{display:grid;gap:1rem;padding:clamp(1.5rem,4vw,3rem) 0 1.75rem;}
@media(min-width:768px){#action-log .action-log__head{grid-template-columns:7fr 5fr;gap:2.5rem;align-items:end;}}
#action-log h2{margin:0;font-family:Optima,'Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.15;letter-spacing:-.015em;text-wrap:balance;color:var(--uky1dwj-ink);}
#action-log .action-log__head p{margin:0;font-size:1rem;line-height:1.6;color:var(--uky1dwj-slate);}
#action-log .action-log__scroll{overflow-x:auto;border-top:1px solid var(--uky1dwj-ink);}
#action-log .log-table{width:100%;min-width:44rem;border-collapse:collapse;font-size:.9375rem;font-variant-numeric:tabular-nums;}
#action-log .log-table__caption{text-align:left;padding:.875rem 0 .625rem;font-size:.8125rem;letter-spacing:.08em;text-transform:uppercase;color:var(--uky1dwj-slate);}
#action-log th,#action-log td{padding:.75rem .875rem;text-align:left;vertical-align:top;border-bottom:1px solid var(--uky1dwj-border);}
#action-log tbody td:first-child{border-left:2px solid transparent;}
#action-log thead th{border-bottom:1px solid var(--uky1dwj-ink);font-size:.75rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--uky1dwj-slate);}
#action-log .num{text-align:right;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;white-space:nowrap;}
#action-log tbody tr{transition:background-color 120ms linear,border-color 120ms linear;}
#action-log tbody tr:hover{background:var(--uky1dwj-surface);}
#action-log tbody tr:hover td:first-child{border-left-color:var(--uky1dwj-primary);}
#action-log tfoot th,#action-log tfoot td{border-top:1px solid var(--uky1dwj-ink);border-bottom:0;font-weight:700;color:var(--uky1dwj-ink);}
#action-log .action-log__note{margin:1.25rem 0 0;max-width:60ch;font-size:.8125rem;line-height:1.6;color:var(--uky1dwj-slate);}
#action-log :focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px;}
#action-log ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink);}
@media(prefers-reduced-motion:reduce){#action-log tbody tr{transition:none;}}
/* uky1dwj:questions */
/* uky1dwj:questions */
#questions{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);font-family:'Segoe UI',Candara,'Gill Sans',sans-serif}
#questions ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
.questions-inner{max-width:72rem;margin:0 auto}
.questions-head{border-top:2px solid var(--uky1dwj-ink);padding-top:1rem;margin-bottom:clamp(1.5rem,4vw,3rem)}
.questions-number{margin:0 0 .75rem;font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-primary)}
.questions-head h2{margin:0 0 .5rem;font-family:Optima,Candara,'Gill Sans',sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.15;letter-spacing:-.015em;text-wrap:balance}
.questions-lead{margin:0;max-width:46rem;color:var(--uky1dwj-slate);line-height:1.6}
.questions-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--uky1dwj-border)}
.question-row{border-bottom:1px solid var(--uky1dwj-border)}
.question-row summary{display:grid;grid-template-columns:3.25rem 1fr 1.5rem;align-items:baseline;gap:1rem;padding:1.125rem .25rem;cursor:pointer;list-style:none}
.question-row summary::-webkit-details-marker{display:none}
.question-index{font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.8125rem;color:var(--uky1dwj-slate);font-variant-numeric:tabular-nums}
.question-title{font-size:1.0625rem;font-weight:600;line-height:1.4;text-wrap:balance}
.question-row summary::after{content:"+";justify-self:end;font-size:1.25rem;color:var(--uky1dwj-primary)}
.question-row details[open] summary::after{content:"\2013"}
.question-row summary:hover{background:var(--uky1dwj-surface)}
.question-row summary:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:-2px}
.question-body{padding:0 1.5rem 1.25rem 4.25rem;color:var(--uky1dwj-slate);line-height:1.65;font-size:.9375rem}
.question-body p{margin:0 0 .75rem}
.question-body strong{color:var(--uky1dwj-ink);font-variant-numeric:tabular-nums}
.questions-note{margin:clamp(1.5rem,4vw,2.5rem) 0 0;font-size:.9375rem;color:var(--uky1dwj-slate)}
.questions-note a{color:var(--uky1dwj-secondary);text-decoration:underline;text-underline-offset:3px}
@media(max-width:640px){.question-row summary{grid-template-columns:2.25rem 1fr 1.25rem;gap:.625rem}.question-body{padding-left:1rem}}
@media(prefers-reduced-motion:reduce){#questions *{transition:none!important}}
/* uky1dwj:quote-cta */
/* uky1dwj:quote-cta */
.quote-cta{background:var(--uky1dwj-surface);border-top:1px solid var(--uky1dwj-ink);border-bottom:1px solid var(--uky1dwj-border);padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);}
.quote-cta__inner{max-width:72rem;margin:0 auto;}
.quote-cta__rule{font-family:var(--uky1dwj-font-sans,'Segoe UI',Candara,sans-serif);font-size:0.75rem;font-weight:700;letter-spacing:0.14em;text-transform:uppercase;color:var(--uky1dwj-slate);margin:0 0 clamp(1.5rem,4vw,3rem);padding-bottom:0.75rem;border-bottom:1px solid var(--uky1dwj-border);}
.quote-cta__num{color:var(--uky1dwj-accent);}
.quote-cta__grid{display:grid;grid-template-columns:1.25fr 1fr;gap:clamp(1.5rem,4vw,4rem);align-items:start;}
.quote-cta__title{font-family:'Optima','Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.12;letter-spacing:-0.02em;color:var(--uky1dwj-ink);margin:0 0 1rem;text-wrap:balance;}
.quote-cta__text{margin:0;font-size:1rem;line-height:1.65;color:var(--uky1dwj-text);}
.quote-cta__side{border-left:1px solid var(--uky1dwj-border);padding-left:clamp(1rem,2.5vw,2rem);}
.quote-cta__note{margin:0 0 1.5rem;font-size:0.875rem;line-height:1.6;color:var(--uky1dwj-slate);}
.quote-cta__link{display:inline-block;padding:0.9rem 1.6rem;min-height:44px;background:var(--uky1dwj-primary);border:1px solid var(--uky1dwj-secondary);border-radius:2px;color:var(--uky1dwj-bg);font-weight:600;font-size:1rem;text-decoration:none;transition:background 120ms ease;}
.quote-cta__link:hover{background:var(--uky1dwj-secondary);}
.quote-cta__link:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:3px;}
.quote-cta__link:active{background:var(--uky1dwj-ink);}
.quote-cta__meta{margin:1rem 0 0;font-size:0.875rem;color:var(--uky1dwj-slate);font-variant-numeric:tabular-nums;}
.quote-cta ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink);}
@media (max-width:768px){.quote-cta__grid{grid-template-columns:1fr;}.quote-cta__side{border-left:0;border-top:1px solid var(--uky1dwj-border);padding-left:0;padding-top:1.5rem;}}
@media (prefers-reduced-motion:reduce){.quote-cta__link{transition:none;}}
/* uky1dwj:process */
/* uky1dwj:process */
#process{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,sans-serif;border-top:1px solid var(--uky1dwj-ink);padding:clamp(3rem,8vw,7rem) 0}
#process ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
#process a{color:var(--uky1dwj-primary);font-weight:600;display:inline-flex;align-items:center;min-height:44px}
#process a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:2px}
.process-inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem)}
.process-index{margin:0 0 1rem;font-weight:600;font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-primary)}
.process-head h2{margin:0 0 1rem;font-size:clamp(1.75rem,3.4vw,2.75rem);line-height:1.1;letter-spacing:-.02em;text-wrap:balance}
.process-lead{margin:0 0 clamp(2rem,4vw,3rem);max-width:46rem;color:var(--uky1dwj-slate);line-height:1.65}
.process-list{margin:0;padding:0;list-style:none;border-top:1px solid var(--uky1dwj-border)}
.process-step{display:grid;grid-template-columns:3.5rem minmax(0,1fr) 13rem;gap:clamp(1rem,3vw,2rem);padding:1.5rem 0;border-bottom:1px solid var(--uky1dwj-border);transition:background-color 120ms ease}
.process-step:hover{background:var(--uky1dwj-surface);box-shadow:inset 3px 0 0 var(--uky1dwj-primary)}
.step-num,.step-meta dd{font-family:ui-monospace,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums}
.step-num{padding-top:.2rem;font-size:.875rem;color:var(--uky1dwj-secondary)}
.step-body h3{margin:0 0 .5rem;font-size:1.125rem}
.step-body p{margin:0;color:var(--uky1dwj-slate);font-size:.9375rem;line-height:1.65}
.step-meta{margin:0;align-self:start;display:grid;grid-template-columns:auto 1fr;gap:.3rem .75rem;font-size:.8125rem}
.step-meta dt{color:var(--uky1dwj-slate)}
.step-meta dd{margin:0}
.process-note{margin:clamp(2rem,4vw,3rem) 0 0;font-size:.875rem;line-height:1.65;color:var(--uky1dwj-slate)}
.process-links{margin:1.25rem 0 0;display:flex;flex-wrap:wrap;gap:1.5rem}
@media(max-width:768px){.process-step{grid-template-columns:2.5rem minmax(0,1fr)}.step-meta{grid-column:2}}
@media(prefers-reduced-motion:reduce){.process-step{transition:none}}
/* uky1dwj:exclusions */
/* uky1dwj:exclusions */
#exclusions{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(3rem,8vw,7rem) 0}
#exclusions .exclusions__inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem)}
#exclusions .exclusions__rule{margin:0;padding-top:.75rem;border-top:1px solid var(--uky1dwj-ink);font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.8125rem;letter-spacing:.12em;text-transform:uppercase;color:var(--uky1dwj-slate);font-variant-numeric:tabular-nums}
#exclusions .exclusions__title{margin:.875rem 0 0;font-family:Optima,'Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.12;letter-spacing:-.02em;text-wrap:balance;color:var(--uky1dwj-ink)}
#exclusions .exclusions__lead{max-width:46rem;margin:1rem 0 0;font-size:1rem;line-height:1.65;color:var(--uky1dwj-slate)}
#exclusions .exclusions__grid{display:grid;gap:clamp(1.5rem,4vw,3rem);margin-top:clamp(2rem,5vw,3.5rem);padding-top:clamp(1.5rem,4vw,2.5rem);border-top:1px solid var(--uky1dwj-border)}
#exclusions .ledger-col__head{margin:0 0 .75rem;padding-bottom:.625rem;border-bottom:1px solid var(--uky1dwj-border);font-size:.8125rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase}
#exclusions .ledger-col--in .ledger-col__head{color:var(--uky1dwj-accent);border-bottom-color:var(--uky1dwj-accent)}
#exclusions .ledger-col--out .ledger-col__head{color:var(--uky1dwj-secondary);border-bottom-color:var(--uky1dwj-secondary)}
#exclusions .ledger-list{list-style:none;margin:0;padding:0}
#exclusions .ledger-list li{position:relative;padding:.625rem .5rem .625rem 1.5rem;border-bottom:1px solid var(--uky1dwj-border);font-size:.9375rem;line-height:1.5;transition:background-color 120ms linear}
#exclusions .ledger-list li::before{content:'+';position:absolute;left:.25rem;top:.625rem;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;color:var(--uky1dwj-accent)}
#exclusions .ledger-col--out .ledger-list li::before{content:'\2013';color:var(--uky1dwj-secondary)}
#exclusions .ledger-list li:hover{background:var(--uky1dwj-surface);box-shadow:inset 2px 0 0 var(--uky1dwj-primary)}
#exclusions .ledger-note{margin:1rem 0 0;font-size:.8125rem;line-height:1.5;font-style:italic;color:var(--uky1dwj-slate)}
#exclusions .exclusions__foot{margin:clamp(2rem,5vw,3rem) 0 0;padding-top:1rem;border-top:1px solid var(--uky1dwj-border);font-size:.9375rem;color:var(--uky1dwj-text)}
#exclusions .exclusions__foot a{color:var(--uky1dwj-secondary);text-decoration:underline;text-underline-offset:3px}
#exclusions .exclusions__foot a:hover{color:var(--uky1dwj-accent)}
#exclusions a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:3px}
#exclusions ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media (min-width:768px){#exclusions .exclusions__grid{grid-template-columns:1fr 1fr}}
@media (prefers-reduced-motion:reduce){#exclusions .ledger-list li{transition:none}}

/* uky1dwj:statement */
/* uky1dwj:statement */
#statement{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);border-top:1px solid var(--uky1dwj-border);padding:clamp(3rem,8vw,7rem) 0}
.statement-inner{max-width:72rem;margin:0 auto;padding:0 clamp(1rem,4vw,3rem)}
.statement-rule{border-top:1px solid var(--uky1dwj-ink);padding-top:.75rem;margin:0 0 clamp(1.5rem,4vw,2.5rem);font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-slate)}
.statement-title{font-family:'Optima','Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.15;letter-spacing:-.01em;text-wrap:balance;margin:0 0 1rem;max-width:34ch}
.statement-lede{max-width:62ch;line-height:1.6;color:var(--uky1dwj-slate);margin:0 0 clamp(1.5rem,4vw,2.5rem)}
.statement-toolbar{display:flex;flex-wrap:wrap;gap:1rem;align-items:center;justify-content:space-between;border-top:1px solid var(--uky1dwj-border);border-bottom:1px solid var(--uky1dwj-border);padding:.75rem 0}
.statement-toggle{display:flex}
.statement-currency{min-height:44px;padding:0 1.25rem;font:inherit;font-size:.875rem;letter-spacing:.06em;color:var(--uky1dwj-ink);background:transparent;border:1px solid var(--uky1dwj-border);cursor:pointer;transition:background 120ms ease,color 120ms ease}
.statement-currency+.statement-currency{border-left:0}
.statement-currency[aria-pressed="true"]{background:var(--uky1dwj-ink);color:var(--uky1dwj-bg)}
.statement-currency:not([aria-pressed="true"]):hover{background:var(--uky1dwj-mist)}
.statement-currency:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px}
.statement-period{margin:0;font-size:.875rem;color:var(--uky1dwj-slate)}
.statement-table{width:100%;border-collapse:collapse;margin-top:clamp(1.5rem,4vw,2.5rem);font-size:.9375rem}
.statement-table caption{text-align:left;padding-bottom:.75rem;font-size:.8125rem;letter-spacing:.08em;text-transform:uppercase;color:var(--uky1dwj-slate)}
.statement-table th,.statement-table td{padding:.85rem .75rem;border-bottom:1px solid var(--uky1dwj-border);text-align:left;vertical-align:top}
.statement-table thead th{font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--uky1dwj-slate);border-bottom:1px solid var(--uky1dwj-ink)}
.statement-table tbody th{font-weight:500}
.col-basis{font-size:.875rem;color:var(--uky1dwj-slate)}
.col-amount{text-align:right;font-family:ui-monospace,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums;white-space:nowrap}
.statement-table tbody tr{transition:background 120ms ease}
.statement-table tbody tr:hover{background:var(--uky1dwj-mist)}
.statement-table tr.is-total th,.statement-table tr.is-total td{border-bottom:0;border-top:1px solid var(--uky1dwj-ink);padding-top:1.15rem;font-weight:600}
.statement-table tr.is-total .col-amount{color:var(--uky1dwj-accent)}
.statement-note{margin:clamp(1rem,3vw,1.5rem) 0 0;max-width:74ch;font-size:.8125rem;line-height:1.6;color:var(--uky1dwj-slate)}
.statement-links{margin-top:1rem;font-size:.875rem}
.statement-links a{color:var(--uky1dwj-secondary);text-decoration:underline;text-underline-offset:3px}
.statement-links a:hover{color:var(--uky1dwj-primary)}
#statement ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
@media (max-width:640px){.col-basis{display:none}.statement-table th,.statement-table td{padding:.75rem .5rem}}
@media (prefers-reduced-motion:reduce){.statement-table tbody tr,.statement-currency{transition:none}}
/* uky1dwj:legal-position */
/* uky1dwj:legal-position */
.legal-position{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,'Gill Sans','Trebuchet MS',sans-serif;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);}
.legal-position__inner{max-width:72rem;margin:0 auto;}
.legal-position__rule{display:flex;gap:.75rem;align-items:baseline;margin:0 0 clamp(1.5rem,4vw,3rem);padding-top:.75rem;border-top:1px solid var(--uky1dwj-border);font-size:.8125rem;letter-spacing:.12em;text-transform:uppercase;color:var(--uky1dwj-slate);}
.legal-position__num{font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-variant-numeric:tabular-nums;font-weight:700;color:var(--uky1dwj-primary);}
.legal-position__grid{display:grid;grid-template-columns:1fr;gap:clamp(1.5rem,4vw,3rem);}
.legal-position__title{font-family:Optima,'Segoe UI',Candara,'Gill Sans',sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.12;letter-spacing:-.02em;text-wrap:balance;margin:0 0 1rem;}
.legal-position__text{font-size:1rem;line-height:1.65;color:var(--uky1dwj-slate);margin:0 0 .9rem;max-width:46ch;}
.legal-position__subtitle{font-size:.8125rem;letter-spacing:.1em;text-transform:uppercase;color:var(--uky1dwj-slate);margin:0 0 .5rem;}
.legal-position__list{list-style:none;margin:0;padding:0;}
.legal-position__list li{border-top:1px solid var(--uky1dwj-border);padding:.9rem 0;}
.legal-position__item-title{font-size:1rem;font-weight:600;margin:0 0 .3rem;color:var(--uky1dwj-ink);}
.legal-position__list p{font-size:.9375rem;line-height:1.55;color:var(--uky1dwj-slate);margin:0;}
.legal-position__fine{margin:clamp(1.5rem,4vw,2.5rem) 0 0;padding-top:1rem;border-top:1px solid var(--uky1dwj-border);font-size:.8125rem;line-height:1.6;color:var(--uky1dwj-slate);}
.legal-position__fine a{color:var(--uky1dwj-accent);text-decoration:underline;text-underline-offset:3px;}
.legal-position__fine a:hover{color:var(--uky1dwj-secondary);}
.legal-position a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:2px;}
.legal-position ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink);}
@media (min-width:768px){.legal-position__grid{grid-template-columns:minmax(0,1fr) minmax(0,1fr);}
.legal-position__notes{border-left:1px solid var(--uky1dwj-border);padding-left:clamp(1.5rem,4vw,3rem);}}
@media (prefers-reduced-motion:reduce){.legal-position *{transition:none!important;animation:none!important;}}
/* uky1dwj:quote-cta */
/* uky1dwj:quote-cta */
#quote-cta{background:var(--uky1dwj-surface);color:var(--uky1dwj-ink);border-top:1px solid var(--uky1dwj-border)}
#quote-cta .quote-cta__inner{max-width:72rem;margin:0 auto;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem)}
#quote-cta .quote-cta__rule{margin:0 0 clamp(1.5rem,4vw,3rem);padding-bottom:.75rem;border-bottom:1px solid var(--uky1dwj-border);font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.8125rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-slate)}
#quote-cta .quote-cta__num{color:var(--uky1dwj-primary);font-variant-numeric:tabular-nums;margin-right:.4rem}
#quote-cta .quote-cta__grid{display:grid;gap:clamp(1.5rem,4vw,3rem)}
#quote-cta .quote-cta__title{margin:0 0 1rem;max-width:22ch;font-family:Optima,Candara,'Gill Sans',sans-serif;font-size:clamp(1.75rem,3.6vw,2.75rem);line-height:1.1;letter-spacing:-.02em;text-wrap:balance}
#quote-cta .quote-cta__text{margin:0 0 1.75rem;max-width:52ch;font-size:1rem;line-height:1.65;color:var(--uky1dwj-slate)}
#quote-cta .quote-cta__button{display:inline-flex;align-items:center;min-height:44px;padding:.85rem 1.75rem;background:var(--uky1dwj-primary);color:var(--uky1dwj-bg);border:1px solid var(--uky1dwj-secondary);border-radius:2px;font-weight:700;text-decoration:none}
#quote-cta .quote-cta__button:hover{background:var(--uky1dwj-secondary)}
#quote-cta .quote-cta__button:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:3px}
#quote-cta .quote-cta__aside-title{margin:0 0 1rem;padding-bottom:.5rem;border-bottom:1px solid var(--uky1dwj-border);font-size:.8125rem;letter-spacing:.12em;text-transform:uppercase}
#quote-cta .quote-cta__list{list-style:none;margin:0;padding:0}
#quote-cta .quote-cta__list li{position:relative;padding:.6rem 0 .6rem 1.1rem;border-bottom:1px solid var(--uky1dwj-border);font-size:.9375rem;line-height:1.5;color:var(--uky1dwj-slate)}
#quote-cta .quote-cta__list li::before{content:"\00B7";position:absolute;left:0;color:var(--uky1dwj-primary);font-weight:700}
#quote-cta .quote-cta__disclaimer{margin:clamp(2rem,5vw,3rem) 0 0;padding-top:1rem;border-top:1px solid var(--uky1dwj-border);max-width:70ch;font-size:.8125rem;line-height:1.6;color:var(--uky1dwj-slate)}
#quote-cta ::selection{background:var(--uky1dwj-primary);color:var(--uky1dwj-bg)}
@media (min-width:768px){#quote-cta .quote-cta__grid{grid-template-columns:7fr 5fr;align-items:start}}
@media (prefers-reduced-motion:reduce){#quote-cta *{transition:none!important}}
/* uky1dwj:contact-details */
/* uky1dwj:contact-details */
.contact-details{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem);border-top:1px solid var(--uky1dwj-border)}
.contact-details__inner{max-width:72rem;margin:0 auto;display:grid;grid-template-columns:5fr 7fr;gap:clamp(1.5rem,4vw,3rem);align-items:start}
.contact-details__head{border-top:2px solid var(--uky1dwj-ink);padding-top:1rem}
.contact-details__kicker{margin:0 0 .75rem;font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.75rem;letter-spacing:.12em;text-transform:uppercase;color:var(--uky1dwj-secondary)}
.contact-details__title{margin:0 0 .75rem;font-family:Optima,'Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.1;letter-spacing:-.02em;text-wrap:balance;color:var(--uky1dwj-ink)}
.contact-details__lead{margin:0;max-width:36ch;color:var(--uky1dwj-slate);line-height:1.6}
.contact-details__ledger{margin:0;border-top:1px solid var(--uky1dwj-ink)}
.ledger-row{display:grid;grid-template-columns:9rem 1fr;gap:1rem;padding:.9rem 0;border-bottom:1px solid var(--uky1dwj-border);transition:background-color 120ms linear}
.ledger-row:hover{background:var(--uky1dwj-surface)}
.ledger-row dt{font-family:ui-monospace,Menlo,Consolas,monospace;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:var(--uky1dwj-slate);padding-top:.15rem}
.ledger-row dd{margin:0;line-height:1.6;font-variant-numeric:tabular-nums}
.ledger-row a{color:var(--uky1dwj-secondary);text-decoration:none;border-bottom:1px solid var(--uky1dwj-primary)}
.ledger-row a:hover,.ledger-row a:focus-visible{color:var(--uky1dwj-primary)}
.contact-details__note{margin:1.25rem auto 0;max-width:72rem;font-size:.875rem;line-height:1.6;color:var(--uky1dwj-slate)}
.contact-details__note a{color:var(--uky1dwj-accent);text-decoration:underline}
.contact-details a:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px}
::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media (max-width:768px){.contact-details__inner{grid-template-columns:1fr}.ledger-row{grid-template-columns:1fr;gap:.25rem}.ledger-row dt{padding-top:0}}
@media (prefers-reduced-motion:reduce){.ledger-row{transition:none}}
/* uky1dwj:quote-form */
/* uky1dwj:quote-form */
.quote-form{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem)}
.quote-form__inner{max-width:72rem;margin:0 auto;border-top:1px solid var(--uky1dwj-ink);padding-top:clamp(1.5rem,3vw,2.5rem);display:grid;grid-template-columns:1fr;gap:clamp(1.5rem,4vw,3rem)}
@media(min-width:768px){.quote-form__inner{grid-template-columns:5fr 7fr}}
.quote-form__rule{margin:0;font-family:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--uky1dwj-secondary)}
.quote-form__title{margin:.6rem 0 0;font-family:'Optima','Segoe UI',Candara,sans-serif;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.12;letter-spacing:-.01em;text-wrap:balance}
.quote-form__lead{margin:.75rem 0 0;max-width:36ch;font-size:.95rem;line-height:1.6;color:var(--uky1dwj-slate)}
.quote-form__form{display:grid;grid-template-columns:1fr;gap:1rem 1.25rem;align-content:start}
@media(min-width:640px){.quote-form__form{grid-template-columns:1fr 1fr}}
.field{display:flex;flex-direction:column;gap:.4rem}
.field__label{font-size:.75rem;letter-spacing:.06em;text-transform:uppercase;color:var(--uky1dwj-slate)}
.field input,.field select{width:100%;min-height:44px;padding:.6rem .7rem;border:1px solid var(--uky1dwj-border);border-radius:2px;background:var(--uky1dwj-surface);color:var(--uky1dwj-text);font:inherit;font-size:.95rem}
.field input::placeholder{color:var(--uky1dwj-slate);opacity:.85}
.field input:focus-visible,.field select:focus-visible,.check input:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:1px;border-color:var(--uky1dwj-accent)}
.check{grid-column:1/-1;display:flex;gap:.6rem;align-items:flex-start;font-size:.875rem;line-height:1.5;color:var(--uky1dwj-slate)}
.check input{margin-top:.15rem;width:18px;height:18px;accent-color:var(--uky1dwj-accent)}
.quote-form__submit{grid-column:1/-1;min-height:48px;padding:.85rem 1.5rem;border:1px solid var(--uky1dwj-primary);border-radius:2px;background:var(--uky1dwj-primary);color:var(--uky1dwj-bg);font:inherit;font-weight:600;letter-spacing:.04em;cursor:pointer;transition:background-color 120ms linear,border-color 120ms linear}
.quote-form__submit:hover{background:var(--uky1dwj-secondary);border-color:var(--uky1dwj-secondary)}
.quote-form__submit:focus-visible{outline:2px solid var(--uky1dwj-accent);outline-offset:2px}
.quote-form__note{grid-column:1/-1;margin:0;font-size:.8rem;line-height:1.6;color:var(--uky1dwj-slate)}
.quote-form__note a{color:var(--uky1dwj-secondary);text-decoration:underline}
.quote-form ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media(prefers-reduced-motion:reduce){.quote-form__submit{transition:none}}
/* uky1dwj:coverage */
/* uky1dwj:coverage */
#coverage{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:'Segoe UI',Candara,sans-serif;padding:clamp(3rem,8vw,7rem) clamp(1rem,4vw,3rem)}
#coverage .shell{max-width:72rem;margin:0 auto}
#coverage .rule{margin:0 0 clamp(1.5rem,4vw,3rem);padding-top:.75rem;border-top:1px solid var(--uky1dwj-ink);font-size:.875rem;letter-spacing:.08em;text-transform:uppercase;color:var(--uky1dwj-slate)}
#coverage .rule span{color:var(--uky1dwj-primary);font-weight:700;font-variant-numeric:tabular-nums}
#coverage h2{margin:0 0 .75rem;font-size:clamp(1.5rem,3vw,2.5rem);line-height:1.15;letter-spacing:-.02em;text-wrap:balance;max-width:34ch}
#coverage .lead{margin:0 0 clamp(1.5rem,4vw,3rem);color:var(--uky1dwj-slate);max-width:62ch}
#coverage .ledger{list-style:none;margin:0;padding:0;border-top:1px solid var(--uky1dwj-ink)}
#coverage .row{display:grid;gap:.5rem;padding:1.25rem 0;border-bottom:1px solid var(--uky1dwj-border);transition:background-color 120ms linear,box-shadow 120ms linear}
#coverage .row:hover{background:var(--uky1dwj-surface);box-shadow:inset 3px 0 0 var(--uky1dwj-primary)}
#coverage h3{margin:0 0 .25rem;font-size:1.125rem;letter-spacing:-.01em}
#coverage .meta{margin:0;font-size:.875rem;color:var(--uky1dwj-slate)}
#coverage .notes p{margin:0 0 .5rem;font-size:.9375rem;line-height:1.6}
#coverage .notes p:last-child{margin-bottom:0}
#coverage .notes strong{color:var(--uky1dwj-secondary)}
#coverage .fine{margin:1.5rem 0 0;font-size:.875rem;color:var(--uky1dwj-slate);max-width:62ch}
#coverage .cta{margin:.75rem 0 0}
#coverage .cta a{color:var(--uky1dwj-accent);font-weight:600;text-decoration:underline;text-underline-offset:3px}
#coverage .cta a:hover{color:var(--uky1dwj-secondary)}
#coverage a:focus-visible{outline:2px solid var(--uky1dwj-primary);outline-offset:2px}
#coverage ::selection{background:var(--uky1dwj-mist);color:var(--uky1dwj-ink)}
@media (min-width:768px){#coverage .row{grid-template-columns:4fr 8fr;gap:clamp(1.5rem,4vw,3rem);padding:1.5rem 0}}
@media (prefers-reduced-motion:reduce){#coverage .row{transition:none}}
.policy-page{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:var(--uky1dwj-font);padding:40px 20px;box-sizing:border-box}
.policy-content{max-width:820px;margin:0 auto;background:var(--uky1dwj-surface);border:1px solid var(--uky1dwj-border);border-radius:2px;padding:40px;box-sizing:border-box}
.policy-header{border-bottom:2px solid var(--uky1dwj-primary);padding-bottom:20px;margin-bottom:28px}
.policy-eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;color:var(--uky1dwj-secondary);margin:0 0 8px}
.policy-page h1{font-family:var(--uky1dwj-font-display);font-size:34px;line-height:1.2;margin:0 0 8px;color:var(--uky1dwj-ink)}
.policy-updated{font-size:14px;color:var(--uky1dwj-slate);margin:0}
.policy-section{margin-bottom:26px}
.policy-page h2{font-family:var(--uky1dwj-font-display);font-size:20px;margin:0 0 10px;color:var(--uky1dwj-secondary)}
.policy-page p,.policy-page li{font-size:16px;line-height:1.65;color:var(--uky1dwj-text)}
.policy-page ul{margin:0;padding-left:20px}
.policy-page li{margin-bottom:6px}
.policy-footer{margin-top:32px;padding-top:22px;border-top:1px solid var(--uky1dwj-border)}
.policy-footer p{margin:4px 0;font-size:15px;color:var(--uky1dwj-slate)}
.policy-page a{color:var(--uky1dwj-accent)}
@media (max-width:640px){.policy-page{padding:20px 12px}.policy-content{padding:22px}.policy-page h1{font-size:26px}}
.policy-page{background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:var(--uky1dwj-font);line-height:1.6;padding:2rem 1rem;min-height:100vh}.policy-content{max-width:800px;margin:0 auto;background:var(--uky1dwj-surface);border:1px solid var(--uky1dwj-border);padding:2rem;border-radius:2px}.policy-content h1{font-family:var(--uky1dwj-font-display);color:var(--uky1dwj-primary);margin-top:0;margin-bottom:0.5rem;font-size:1.8rem}.policy-content h2{font-family:var(--uky1dwj-font-display);color:var(--uky1dwj-secondary);margin-top:1.5rem;margin-bottom:0.5rem;font-size:1.3rem;border-bottom:1px solid var(--uky1dwj-border);padding-bottom:0.25rem}.policy-content p{margin:0.5rem 0;color:var(--uky1dwj-slate)}.policy-content section{margin-bottom:1rem}.policy-content a{color:var(--uky1dwj-accent);text-decoration:underline}@media(max-width:600px){.policy-content{padding:1rem}}
.policy-page{max-width:960px;margin:0 auto;padding:48px 24px 64px;font-family:var(--uky1dwj-font,'Segoe UI',Candara,sans-serif);font-size:1rem;line-height:1.65;color:var(--uky1dwj-text,#16150F);background:var(--uky1dwj-bg,#F7F4EE);}
.policy-header{padding-bottom:20px;margin-bottom:28px;border-bottom:2px solid var(--uky1dwj-primary,#A85A2E);}
.policy-header h1{margin:0 0 8px;font-family:var(--uky1dwj-font-display,'Optima',serif);font-size:2rem;line-height:1.15;color:var(--uky1dwj-ink,#16150F);letter-spacing:.01em;}
.policy-updated{margin:0;font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--uky1dwj-slate,#5C5849);}
.policy-section{margin:0 0 18px;padding:24px;background:var(--uky1dwj-surface,#EFEAE1);border:1px solid var(--uky1dwj-border,#D8D2C6);border-radius:2px;}
.policy-section h2{margin:0 0 12px;font-family:var(--uky1dwj-font-display,'Optima',serif);font-size:1.15rem;line-height:1.3;color:var(--uky1dwj-secondary,#7E4220);}
.policy-section p{margin:0;font-size:1rem;}
.policy-section ul{margin:0;padding-left:20px;}
.policy-section li{margin:0 0 6px;}
.policy-section li:last-child{margin-bottom:0;}
@media (max-width:640px){.policy-page{padding:28px 16px 44px;}.policy-header h1{font-size:1.5rem;}.policy-section{padding:18px;}}
.thanks-page{max-width:760px;margin:0 auto;padding:48px 20px;background:var(--uky1dwj-bg);color:var(--uky1dwj-text);font-family:var(--uky1dwj-font);line-height:1.6}
.thanks-hero{border-bottom:2px solid var(--uky1dwj-primary);padding-bottom:24px;margin-bottom:32px}
.thanks-eyebrow{font-size:12px;letter-spacing:.18em;text-transform:uppercase;color:var(--uky1dwj-secondary);margin:0 0 12px}
.thanks-title{font-family:var(--uky1dwj-font-display);font-size:32px;line-height:1.2;margin:0 0 16px;color:var(--uky1dwj-ink)}
.thanks-lead{font-size:18px;color:var(--uky1dwj-slate);margin:0}
.thanks-body{margin-bottom:32px}
.thanks-body h2,.thanks-contacts h2{font-family:var(--uky1dwj-font-display);font-size:20px;margin:0 0 12px;color:var(--uky1dwj-ink)}
.thanks-body p{margin:16px 0 0;color:var(--uky1dwj-slate)}
.thanks-steps{margin:0;padding-left:20px;color:var(--uky1dwj-text)}
.thanks-steps li{margin-bottom:8px}
.thanks-contacts{background:var(--uky1dwj-surface);border:1px solid var(--uky1dwj-border);border-radius:2px;padding:24px;margin-bottom:32px}
.thanks-list{list-style:none;margin:0 0 16px;padding:0}
.thanks-list li{margin-bottom:6px}
.thanks-contacts a{color:var(--uky1dwj-accent);text-decoration:underline}
.thanks-contacts p{margin:0;color:var(--uky1dwj-slate);font-size:15px}
.thanks-footer{border-top:1px solid var(--uky1dwj-border);padding-top:20px;font-size:13px;color:var(--uky1dwj-slate)}
.thanks-footer p{margin:0 0 8px}
section[data-uky1dwj-bxz]:not([data-uky1dwj-bxz='header']):not([data-uky1dwj-bxz='footer']) { position: relative; }
section[data-uky1dwj-bxz]:not([data-uky1dwj-bxz='header']):not([data-uky1dwj-bxz='footer']) { border-top: 1px solid var(--uky1dwj-border); }
section[data-uky1dwj-bxz] [class*='grid'] > * { border-radius: 0 !important; border-color: var(--uky1dwj-border); }
section[data-uky1dwj-bxz] h2 { letter-spacing: -0.025em; }
:root {
  --uky1dwj-c-content-width: 72rem;
  --uky1dwj-c-gutter: clamp(1rem, 4vw, 3rem);
  --uky1dwj-c-measure: 65ch;
  --uky1dwj-c-heading-display: clamp(2.5rem, 6vw, 5.5rem);
}
[data-uky1dwj-dr] { scroll-margin-top: 1.5rem; }
main > section, main [data-uky1dwj-bxz] { padding-inline: var(--uky1dwj-c-gutter); }
[data-uky1dwj-dr*='article'], [data-uky1dwj-dr*='review'] { max-width: var(--uky1dwj-c-measure); }
h1 { font-size: var(--uky1dwj-c-heading-display); }
@media (max-width: 768px) { [data-uky1dwj-dr] { min-width: 0; } }